Terms of Use

Please read these terms of use carefully. By accessing and using this site and any pages thereof, you agree to be bound by the terms and conditions below. If you do not agree to the terms of use, do not access this site or any pages thereof.

Copyright © 2020 Presence Bank. All Rights Reserved.

The information and materials on any page of this website are owned by Presence Bank unless otherwise indicated. The contents, in whole or in part, may not be copied, transferred, reproduced, distributed, modified, or published without prior written consent by Presence Bank. Presence Bank, presencebank.com, and P icon (bars and letter “P”) are the sole property of Presence Bank and its holding company. Use of Presence Bank brand marks without express permission is prohibited.

Use of Information and Materials

The information and materials contained in these pages – and the terms, conditions, and descriptions – are subject to change without prior notice. Your eligibility for particular products and services is subject to final determination and acceptance by Presence Bank.

No Warranty

The information and materials contained in this site, including text, graphics, links or other items are provided “as is” and “as available.” Presence Bank does not warrant the accuracy, adequacy, or completeness of this information and materials and expressly disclaims liability for errors or omissions in this information and materials. No warranty of any kind, implied, express or statutory, including but not limited to the warranties of non-infringement of third-party rights, title, merchantability, fitness for a particular purpose and freedom from computer virus, is given in conjunction with the information and materials.

Limitation of Liability

In no event will Presence Bank be liable for any damages, including without limitation direct or indirect, special, incidental, or consequential damages, losses or expenses arising in connection with this site or use thereof or inability to use by any party, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure, even if Presence Bank, or representatives thereof, are advised to the possibility of such damages, losses, or expenses. Hyperlinks to other internet resources are at your own risk; the content, accuracy, opinions expressed, and other links provided by these resources are not investigated, verified, monitored, or endorsed by Presence Bank.


All information submitted to Presence Bank via this site will be deemed and remain the property of Presence Bank and will be free to use, for any purpose, ideas, concepts, know-how or techniques contained in the information submitted. Presence Bank will not be subject to any obligations of confidentiality regarding submitted information except as agreed by the Presence Bank entity having the direct customer relationship or as otherwise specifically agreed or required by law.