Free Checking

Apply for a Free Online Checking Account at Presence Bank

In today’s world, everyone needs a secure personal checking account, including the hardworking people who make Pennsylvania one of the best places to live. And when you work hard, you deserve to reap the benefits and spend your money however you please. Presence Bank is here to help you achieve that through our free online checking accounts.

Sign up in less than a minute, and get access to your finances from anywhere — no opening deposit required. Save your money to do what you love while taking full advantage of our Checking accounts.

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What Is Free Checking?

At Presence Bank, our goal is to see people prosper. We aim to deliver the financial tools anyone needs to set themselves up for future success. Our Free Checking account gets you started.

This free online checking account requires no opening deposit and no minimum balance, so you can sign up for it now and use it when you have the funds to do so. Whether you have money to deposit or not, we’ll register you in our system right away so we can mail you your debit card and your free order of checks, which come standard with every one of our personal checking accounts.

From there, you can deposit, withdraw and spend as you please. Our physical locations are all over Pennsylvania — if you can’t get to a branch, withdraw your funds from any ATM. ATM fees may very well become a thing of the past for you, as we refund the first $15 in ATM fees every month to your account.

Convenience Resources Included

Our Exclusive Free Checking benefits are just the start of the advantages you’ll gain with Presence Bank. Every account has access to our free convenience resources, which include: 

  • Online banking: Sign up online and stay online. You can take care of all your financial needs through our online banking portal.
  • Mobile banking: Access your account anywhere and make deposits on the go with our mobile banking app, offering you even more freedom to bank your way.
  • eStatements: You don’t need another piece of mail taking up space in your home. We’ll send you eStatements every month detailing your spending, which you can access through both online and mobile banking.
  • SaveUP program: Save while you spend with the SaveUP program. When you sign up for this program, your account will round every purchase you make up to the nearest dollar and deposit the extra change into your savings account. 
  • On-site services: You can also come into any of our local branches for instant-issue debit cards, coin counting services and notary services.

Get Your Free Personal Checking Account in PA Today

For more than a century, Presence Bank has provided Pennsylvania residents with secure, accessible bank accounts that cater to all financial situations. 

The best time to start banking is today. Sign up for your free online checking account now, and take care of your opening deposit later. Be sure to contact us if there is anything we can do to make the process even easier for you.

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